What Is Solar Loan / EMI Options?
A solar loan is a financing product — offered by banks or NBFCs — specifically for funding a rooftop solar installation. Rather than paying the full system cost upfront, you repay through fixed monthly EMIs, which for many homeowners work out close to or lower than their previous monthly electricity bill.
Benefits of Solar Loan / EMI Options
EMI Near Your Old Bill
For many system sizes, the EMI is comparable to what you were previously paying in electricity charges.
No Large Upfront Cost
Start generating and saving without needing the full system cost available immediately.
Multiple Lender Options
We work with partner banks and NBFCs so you're not limited to a single lender's terms.
Subsidy Still Applies
Government subsidy assistance is applied regardless of whether you finance or pay upfront.
Flexible Tenure
Typical tenures range from 2 to 7 years depending on the lender and loan amount.
Documentation Assistance
We help prepare the documents your chosen lender requires.
Is a Solar Loan Worth It?
For most homeowners, the math works in your favour: if your EMI is close to your old electricity bill, you're effectively converting a permanent monthly expense (electricity) into a temporary one (loan repayment) that ends after the loan tenure, after which your generation is essentially free aside from occasional maintenance. We'll walk through the specific numbers for your situation during your free site survey.
Up to \u20B91,08,000 Government Subsidy Available — as applicable under current Central + State benefits for eligible residential rooftop solar installations in Uttar Pradesh. Eligibility depends on system size, applicable government guidelines, approvals and scheme eligibility, and is subject to change.
Installation Process
Free Site Survey
We assess your roof, load pattern and existing electrical setup.
Design & Quotation
System size, component brand and itemised pricing are shared upfront.
Loan Application
We help you apply with your chosen partner bank or NBFC, submitting required documentation alongside your subsidy application.
Installation
Installation proceeds once financing is approved and disbursed, on the standard installation timeline.
Commissioning & Handover
System is tested, verified and warranty documents are handed over.
Why Choose Sunroof Solar Solutions
We're not a lender ourselves, so our loan guidance is about connecting you with the right partner and helping with paperwork — not pushing a particular financing product because it benefits us.
Frequently Asked Questions
Rates vary by lender and your credit profile; we'll share current rates from our partner banks and NBFCs when you're ready to explore financing.
This depends on your specific lender's terms — some allow prepayment with or without a fee. We recommend checking this with the lender before signing.
Lenders assess this individually; most standard consumer loan eligibility criteria apply, which we can help you understand for your chosen lender.